Herz Financial Model Portfolio

Aggressive Designed for Investors who are seeking capital appreciation over a long-term investment horizon with a strong tolerance for risk Global Equity 84% US Large Cap 30% US Mid Cap 20% US Small Cap 10% Int'l Developed 21% Emerging Markets 4% Global Bonds 0% Real Assets 16% Natural Resources 6% Real Estate 8% Cash 2% Moderate Designed for investors who are seeking stability of capital with nominal growth and a low tolerance for risk. Global Equity 45% US Large Cap 15% US Mid Cap 15% Int'l Developed 15% Global Bonds 50% Multisector 10% High Yield 20% Inv Grade Bonds 10% TIPS 5% Short Term Bond 5% Real Assets 5% Natural Resources 2% Real Estate 3% Model Portfolios These are sample portfolios and may not reflect current or future allocations. Please refer to current proposal before investing.1

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