Herz Financial Model Portfolio

Fee Disclosures $250,000+__________________________1.00% $500,000+__________________________.87% $1,000,000+________________________.70% The management fee schedule is 1% on amounts $250,000+; .87% on amounts over $500,000; and .70% on amounts over $1 million. Management fees do not include any underlying asset fees or custodial fees. Actual investment advisory fees incurred by clients may vary. Investment products are not insured by the FDIC, the Federal Reserve Board, or any other agency and are not deposits or obligations of, nor guaranteed or endorsed by, any bank or savings association. Securities and investment advisory services are offered solely through Ameritas Investment Corp. (AIC). Member FINRA/SIPC. AIC and Herz Financial are not affiliated. Additional products and services may be available through Herz Financial that are not offered through AIC. If you would like more detailed information about AIC’s investment advisory services, you should obtain a copy of AIC’s Form ADV Part II, which outlines the fees, expenses, and investment parameters associated with the AIC’s advisory platform. This disclosure document should be read carefully before investing. As your Advisor Representative, Herz Financial provides these strategies for you to use as a resource when designing your individual investment strategy. Use our models in their entirety or incorporate your own investment philosophy into your portfolio construction. The model asset allocation program is designed for accounts worth $250,000 or more. 1 The Model Portfolios do not provide comprehensive investment advice, such as advice on buying a specific stock or bond, and should not be considered the sole or primary basis on which you make your investment decisions. Model strategies are exposed to the specific risks of the funds directly proportionate to their fund allocation. The funds comprising the strategies and the allocations to those funds have changed over time and may change in the future. Securities products involve investment risk, including the possible loss of principal. Advice provided and/or recommendations made should be consistent with your investment objective(s), risk profile, financial circumstances, time horizon, etc. Before investing, carefully consider the investment objectives, risks, fees, and other important information about the underlying investment options. This information can be found in the investment company prospectuses. You can obtain copies of prospectuses from your representative. Please read the prospectus carefully before investing. Investment products are not insured by the FDIC, the Federal Reserve Board, or any other agency and are not deposits or obligations of, nor guaranteed or endorsed by, any bank or savings association. Securities and investment advisory services are offered solely through and variable products underwritten by, Ameritas Investment Corp. (AIC), member FINRA/SIPC and a registered investment adviser. If you would like more detailed information about AIC’s investment advisory services, you should obtain a copy of AIC’s Form ADV Part II, which outlines the fees, expenses, and investment parameters associated with the AIC’s advisory platform. This disclosure document should be read carefully before investing. Herz Financial and AIC are not affiliated. Additional products and services may be available through Herz Financial or it’s associates that are not offered through AIC. Disclosures

Herz Financial Model Portfolio

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